The provider assumes no responsibility for the topicality, correctness, completeness or quality of information provided. Liability claims against the provider relating to material or immaterial nature caused by the use or disuse of the information or the use of erroneous or incomplete information are excluded, unless the provider is no demonstrably intentional or grossly negligent fault.
All offers are non-binding. The provider expressly reserves the right to change parts of or the entire offer without prior notice, add to, delete or cease publication temporarily or permanently.
With direct or indirect references to external websites (“hyperlinks”) which lie outside the responsibility of the provider, liability would only apply in cases enter into force, in which the provider of the contents has knowledge and it would be technically possible and reasonable to prevent the use of illegal content.
The provider hereby expressly declares that at the time of linking, no illegal content on the pages to be identified. On the current and future design, contents or providership of the linked / connected pages the provider has no influence. Therefore, he distances himself from all contents of all linked / connected pages which were changed after linking. This statement applies to all within its own Internet links and references as well as for foreign entries in guest books, discussion forums, link directories, mailing lists and in all other forms of databases whose contents external write accesses are possible. For illegal, incorrect or incomplete contents and especially for damages arising from the use or disuse of such information lies solely with the provider of the page to which reference was not the one who has linked to these pages.
The provider endeavors to respect the copyrights of the images, graphics, sound files, video sequences and texts, to use his own pictures, graphics, sound files, video sequences and texts or to use license-free graphics, sound files, video sequences and texts .
All mentioned and possibly protected by third parties of Internet brand names and trademarks are the provisions of applicable trademark law and the ownership rights of the respective registered owners. The mere mention does not draw the conclusion that trademarks are not protected by law! The copyright for any material created by the provider himself remains solely with the provider. Any reproduction or use of graphics, audio and video clips and texts in other electronic or printed publications is not permitted without the express permission of the provider.
The privacy statement can be found at the following link: outbankapp.com/en/privacy-policy
This disclaimer is to be regarded as part of the internet publication which you were referred to on this page. If sections or individual formulations of this text are not, no longer or not completely correspond to the remaining parts of the document remain unaffected in their content and validity.
“We”, “Us”, or “Verivox GmbH” refers to Verivox GmbH, Am Taubenfeld 10, D-69123 Heidelberg, Germany (represented by Jörn Taubert, Martin Betzwieser, Daniel Puschmann, Mannheim District Court – HRB336125, VAT identification number according to § 27 a German Turnover Tax Act: DE 197999416).
“App” is the Outbank Banking application offered by Verivox GmbH, regardless of which operating system or whether it is used as an app or software application.
“You” “Your”, or “Customer” is the natural or legal person who uses the App.
“Services” are the App and related access and functionality provided by Verivox GmbH.
Verivox GmbH also requires that You comply with all applicable terms and conditions of Your respective bank(s), in particular with regard to the special features of online banking, in particular with regard to the handling of PIN, TAN and similar security features.
Verivox GmbH requires that You comply with all applicable laws and regulations through Your use of the Services.
To use the App, You must have a working device, such as a smartphone or tablet, with the minimum operating system specified and Internet access. Verivox GmbH reserves the right to change the technical requirements for using the app at any time.
When You download the App, You must agree to the terms provided by the relevant application store for Your download/purchase of the App.
Verivox GmbH’s services include access to and use of the App, Verivox GmbH websites where it is necessary for the Use of the App, and the informational, technical, communication, and organizational capabilities thereof related to the accounts You link to the App through the registration process (“Services”).
All third-party information or services are independent of Verivox GmbH’s Services.
When You download the App, Verivox GmbH grants You a perpetual, non-exclusive, limited license to use the Software for personal and private uses and to install the Software on compatible devices owned by You. This license is not transferable to any third parties.
Provision of any licenses is subject to these Terms.
After downloading the App, and in order to access the Services, You have the option to create a customer account (“Outbank ID”). The Outbank ID enables synchronization between multiple devices. As part of the synchronization process, the Verivox database on Your device (and any changes to it) is encrypted and anonymized on Your device and then stored on a server. As a result, the file thus stored is completely anonymous, access is only possible via an encrypted token, which is created for access to Your device and is temporary. If the token expires, You must restart the process. Please note that sync is only available on IOS and MacOS.
You are responsible for the accuracy of the data You provide in creating Your Outbank ID and while using the App or Services. Changes or updates of Your data must be made immediately within the App to ensure accuracy of the Services.
During the process of creating Your Outbank ID within the App, You must create a secure password. Your password must be a combination of uppercase and lowercase letters, numbers and a symbol. This password secures Your Outbank ID and the stored data from access by unauthorized persons.
Verivox GmbH reserves the right to change password requirements and/or require Customers to change their selected passwords at any time.
You may not share Your password with third parties and You must keep it secure from access by third parties. Furthermore, You may electronically store or transmit passwords only with secure encryption.
All trademarks, trade names, design marks, or logos displayed on or through the App and Services, including, but not limited to, OUTBANK and VERIVOX, are common law or registered trademarks owned by Verivox GmbH. Bank logos are registered trademarks owned by the respective bank.
You are expressly prohibited from using the trademarks of Verivox GmbH (or the banks as right holder of their trademarks) in any way outside of the use of the App and Services.
The Software and its associated content are © 2019 Verivox GmbH. Notifications of copyright infringement and counter-notifications may be submitted to Us at firstname.lastname@example.org.
To the extent You use the App to manage Your accounts, the information about Your accounts will be generated by the App from data sources provided by the Third Party (such as Your established bank). If You find that the displayed data is incorrect, please inform Your bank immediately. In the event that the inaccuracy is not based on the transmission of the data by the third party (the bank), You must inform Verivox GmbH immediately.
Verivox GmbH reserves the right to display information about updates to the App and Services within the App to keep You informed of any changes to the App or Services.
If You delete the App from the device on which You use the App, all the data of the App will be deleted. You may create an export of the data from the App before deleting the App and ensure regular data backup to avoid losing Your App data.
The commercial use or exploitation of the content or services contained within the App is prohibited. In the case of any violation Verivox GmbH reserves the right to seek all remedies available by law and in equity for such violations.
The App allows Customers access to the relevant features for the term specified in the App. The term will not be extended automatically.
Any information (oral, written, or digital) provided by Verivox GmbH to You, in connection with the Terms or related to the Services including, but not limited to, all intellectual property, software, computer code (object and source code), algorithms, procedures, ideas, concepts, inventions (patentable or non-patentable inventions), know-how , technical information, engineering drawings, development tools, techniques and all other business, product, research, development, technical and financial information is considered confidential (“Confidential Information”).
You may not disclose any Confidential Information to any third party or use the Confidential Information for any reason except to fulfill Your obligations pursuant to the Terms.
Except as expressly provided in this Agreement, You do not have any rights in the Confidential Information nor do You acquire any intellectual property rights through Your use of the Services.
You agree to indemnify Verivox GmbH, its officers, employees, agents, and other partners from any direct, indirect, incidental, or other damages arising out of, or related to, Your use of the App and/or Services.
YOU UNDERSTAND AND AGREE THAT VERIVOX GMBH SHALL NOT BE LIABLE FOR ANY INCIDENTAL, CONSEQUENTIAL OR INDIRECT DAMAGES ARISING OUT OF YOUR USE OF THE APP AND SERVICES. VERIVOX GMBH’S AGGREGATE LIABILITY TO YOU WILL NEVER EXCEED THE LICENSING FEES YOU PAID IN RELATION TO THE APP AND SERVICES. SOME JURISDICTIONS DO NOT ALLOW THE LIMITATIONS OF DAMAGES AND/OR EXCLUSIONS OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.
Verivox GmbH is not liable for any damage caused by failure to comply with the above obligations of the Terms.
Verivox GmbH also provides regularly updated versions of the App in the App Store through which You purchased the App. You are required to use the latest version of the app; Verivox GmbH shall not be liable for any damage caused by failure to comply with any of the above obligations in the event that errors or damage occur because You are not using a generally available, up-to-date version of the App.
VERIVOX GMBH DOES NOT WARRANT OR PROMISE THAT THE FUNCTIONS OF THE APP OR SERVICES WILL REMAIN FREE FROM ERRORS OR INTERRUPTION, OR THAT ERRORS WILL BE CORRECTED, OR THAT THE SOFTWARE WILL REMAIN FULLY COMPATIBLE WITH ANY PARTICULAR PLATFORM. YOU AGREE THAT THE SOFTWARE IS OFFERED IN AN “AS-IS” CONDITION, AND NO WARRANTY, EXPRESS OR IMPLIED, IS ATTACHED. COMPANY DISCLAIMS ALL WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, AN IMPLIED WARRANTY OF MERCHANTABILITY. SOME JURISDICTIONS DO NOT ALLOW WAIVERS OF IMPLIED WARRANTIES, AND THUS THOSE WAIVERS MAY NOT APPLY TO YOU.
The Services and App are not warranted or endorsed by third parties.
Verivox GmbH does not warrant or endorse any third-party advertisements that appear on the Software.
No party shall be liable or responsible to the other party, nor be deemed to have defaulted under or breached this Agreement, for any failure or delay in fulfilling or performing any term of this Agreement (except for any obligations to make payments to the other party) when and to the extent such failure or delay is caused by or results from acts beyond the affected party’s reasonable control, including, without limitation: (1) acts of God; (2) flood, fire, earthquake, or explosion; (3) war, invasion, hostilities (whether war is declared or not), terrorist threats or acts, riot, or other civil unrest; (4) government order or law; (5) actions, embargoes, or blockades in effect on or after the date of this Agreement; (6) action by any governmental authority; [and] (7) national or regional emergency; and (8) strikes, labor stoppages or slowdowns, or other industrial disturbances; and (9) shortage of adequate power or transportation facilities. The party suffering a relevant event shall give prompt notice to the other party, stating the period of time the occurrence is expected to continue, and shall use diligent efforts to end the failure or delay and ensure the effects of such event are minimized.
The Terms are governed and shall be construed under the laws of the Federal Republic of Germany. Any and all claims arising out of or related to this Agreement shall be brought in the exclusive forum of the courts located in Heidelberg, in the Federal Republic of Germany.
If any provision of the Terms or the application thereof to any person or circumstance is found to be invalid, illegal, or unenforceable to any extent, the remainder of this Agreement and the application thereof will not be affected and will be enforceable to the fullest extent permitted by law.
No conditions or breach of the Terms shall be deemed to have been waived or consented to unless said waiver is in writing and signed by the party to be charged. The Terms constitutes the entire agreement between the parties and supersedes all previous agreements or representations between the parties.
The Terms will be deemed to have been drafted by both parties and will not be interpreted against its drafter.
The representations, warranties, duties, and covenants made by You under the Terms will survive the termination of the Terms and Your use of the App and Services including, but not limited to, Your duty to indemnify and defend Verivox GmbH.
Verivox GmbH reserves the right to amend or supplement these Terms at any time. In the event that any changes are made, Verivox GmbH will notify You.